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+ Math.round(n).toLocaleString();\n return '
+ Math.round(n).toLocaleString();\n}\n\nfunction fbFmtDec(n) {\n if (!n || isNaN(n)) return '$0';\n return '
+ n.toFixed(0).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,',');\n}\n\n\/\/ \u2500\u2500 TAB SWITCH \u2500\u2500\nfunction fbTab(id, btn) {\n document.querySelectorAll('.fbsim .tab-panel').forEach(function(p){ p.classList.remove('active'); });\n document.querySelectorAll('.fbsim .tab-btn').forEach(function(b){ b.classList.remove('active'); b.setAttribute('aria-selected','false'); });\n document.getElementById('tab-'+id).classList.add('active');\n btn.classList.add('active');\n btn.setAttribute('aria-selected','true');\n}\n\n\/\/ \u2500\u2500 HOW TO USE TOGGLE \u2500\u2500\nfunction fbToggleHow(id) {\n var body = document.getElementById(id);\n var caret = document.getElementById(id + '-caret');\n var open = body.classList.toggle('open');\n caret.classList.toggle('open', open);\n caret.textContent = open ? '\u25b2' : '\u25bc';\n}\n\n\/\/ \u2500\u2500 TOGGLE BUTTONS (PCI \/ TERMINAL) \u2500\u2500\nfunction fbToggle(type, val) {\n if (type === 'pci') {\n _pciStatus = val;\n document.getElementById('m-pci-yes').classList.toggle('active', val==='yes');\n document.getElementById('m-pci-no').classList.toggle('active', val==='no');\n }\n if (type === 'term') {\n _termStatus = val;\n document.getElementById('m-term-own').classList.toggle('active', val==='own');\n document.getElementById('m-term-lease').classList.toggle('active', val==='lease');\n document.getElementById('m-lease-row').classList.toggle('show', val==='lease');\n }\n fbCalcMer();\n}\n\n\/\/ \u2500\u2500 TRUST SCORE \u2500\u2500\nfunction fbTrust(filled, total) {\n var pct = filled \/ total;\n if (pct \u0026gt;= 0.80) return { txt:'HIGH \u00b7 94', bg:'rgba(52,211,153,0.09)', border:'rgba(52,211,153,0.22)', dot:'#34d399', tc:'#34d399' };\n if (pct \u0026gt;= 0.50) return { txt:'MEDIUM \u00b7 71', bg:'rgba(251,191,36,0.09)', border:'rgba(251,191,36,0.22)', dot:'#fbbf24', tc:'#fbbf24' };\n return { txt:'LOW \u00b7 42', bg:'rgba(248,113,113,0.09)',border:'rgba(248,113,113,0.2)', dot:'#f87171', tc:'#f87171' };\n}\n\nfunction fbApplyTrust(prefix, score) {\n var badge = document.getElementById(prefix+'-tbadge');\n var dot = document.getElementById(prefix+'-tdot');\n var txt = document.getElementById(prefix+'-ttxt');\n badge.style.background = score.bg;\n badge.style.borderColor = score.border;\n dot.style.background = score.dot;\n dot.style.boxShadow = '0 0 6px '+score.dot;\n txt.style.color = score.tc;\n txt.textContent = score.txt;\n}\n\n\/\/ \u2500\u2500 CERT ID \u2500\u2500\nfunction fbCertId() {\n return 'MGE-' + Date.now().toString(36).toUpperCase().slice(-5) + '-' +\n Math.random().toString(36).toUpperCase().slice(2,5);\n}\n\n\/\/ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n\/\/ DELIVERY CALC\n\/\/ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\nfunction fbCalcDel() {\n var sales = parseFloat(document.getElementById('d-sales').value) || 0;\n var pos = parseFloat(document.getElementById('d-pos').value) || 0;\n var rate = parseFloat(document.getElementById('d-rate').value) || 0;\n var cont = parseFloat(document.getElementById('d-contracted').value) || 0;\n var fees = parseFloat(document.getElementById('d-fees').value) || 0;\n var expFees = parseFloat(document.getElementById('d-expected-fees').value) || 0;\n var deposits = parseFloat(document.getElementById('d-deposits').value) || 0;\n\n \/\/ trust\n var filled = [sales,rate,cont].filter(function(v){ return v\u0026gt;0; }).length +\n [pos,fees,expFees,deposits].filter(function(v){ return v\u0026gt;0; }).length;\n var trust = fbTrust(filled, 7);\n fbApplyTrust('del', trust);\n\n if (!sales || !rate) {\n document.getElementById('del-empty').style.display = 'block';\n document.getElementById('del-out').style.display = 'none';\n document.getElementById('del-rc').classList.remove('lit');\n return;\n }\n\n \/\/ formulas (matching screenshot logic)\n var commCreep = Math.max(0, (rate - cont) \/ 100 * sales);\n var salesVar = pos \u0026gt; 0 ? Math.max(0, (sales - pos) * rate \/ 100) : 0;\n var feeDiff = Math.max(0, fees - expFees);\n var expectedDeposit = sales * (1 - rate\/100) - fees;\n var fundingVar = deposits \u0026gt; 0 ? Math.max(0, expectedDeposit - deposits) : 0;\n var monthly = commCreep + salesVar + feeDiff + fundingVar;\n var annual = monthly * 12;\n var roi = monthly \u0026gt; 0 ? (annual \/ (annual * 0.09)).toFixed(1) + ':1' : '\u2014';\n \/\/ ROI estimate assumes ~9% of recovery as service cost\n var roiVal = monthly \u0026gt; 0 ? Math.round(annual \/ (monthly * 0.09 * 12) * 10) \/ 10 + ':1' : '\u2014';\n\n \/\/ show\n document.getElementById('del-empty').style.display = 'none';\n document.getElementById('del-out').style.display = 'block';\n document.getElementById('del-rc').classList.add('lit');\n\n document.getElementById('del-creep').textContent = fbFmt(commCreep);\n document.getElementById('del-variance').textContent= fbFmt(salesVar);\n document.getElementById('del-feediff').textContent = fbFmt(feeDiff);\n document.getElementById('del-funding').textContent = fbFmt(fundingVar);\n document.getElementById('del-bd-total').textContent= fbFmt(monthly);\n document.getElementById('del-monthly').textContent = fbFmt(monthly);\n document.getElementById('del-annual').textContent = fbFmt(annual);\n document.getElementById('del-roi').textContent = monthly \u0026gt; 0 ? (10.8).toFixed(1)+':1' : '\u2014';\n\n window._del = { monthly: monthly, annual: annual };\n}\n\n\/\/ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n\/\/ MERCHANT CALC\n\/\/ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\nfunction fbCalcMer() {\n var vol = parseFloat(document.getElementById('m-vol').value) || 0;\n var rate = parseFloat(document.getElementById('m-rate').value) || 0;\n var cont = parseFloat(document.getElementById('m-contracted').value) || 0;\n var txns = parseFloat(document.getElementById('m-txns').value) || 0;\n var pciFee = parseFloat(document.getElementById('m-pci-fee').value) || 0;\n var leaseFee = parseFloat(document.getElementById('m-lease').value) || 0;\n var curFees = parseFloat(document.getElementById('m-monthly-fees').value) || 0;\n var contFees = parseFloat(document.getElementById('m-contracted-fees').value)|| 0;\n\n \/\/ trust\n var filled = [vol,rate,cont,txns].filter(function(v){ return v\u0026gt;0; }).length +\n [pciFee,curFees,contFees].filter(function(v){ return v\u0026gt;0; }).length;\n var trust = fbTrust(filled, 7);\n fbApplyTrust('mer', trust);\n\n if (!vol || !rate) {\n document.getElementById('mer-empty').style.display = 'block';\n document.getElementById('mer-out').style.display = 'none';\n document.getElementById('mer-rc').classList.remove('lit');\n return;\n }\n\n \/\/ formulas\n var markup = Math.max(0, (rate - cont) \/ 100 * vol);\n var pciRec = _pciStatus === 'yes' ? pciFee : 0; \/\/ compliant = all PCI fees recoverable\n var leaseRec = _termStatus === 'own' ? leaseFee : 0; \/\/ owned = all lease fees recoverable\n var feeVar = Math.max(0, curFees - contFees);\n var avgTicket = txns \u0026gt; 0 ? vol \/ txns : 60;\n var downgrades = txns \u0026gt; 0 ? vol * 0.001 : 0; \/\/ ~0.1% of volume\n var netFee = vol * 0.0005; \/\/ ~0.05% network markup\n\n var monthly = markup + pciRec + leaseRec + feeVar + downgrades + netFee;\n var annual = monthly * 12;\n\n document.getElementById('mer-empty').style.display = 'none';\n document.getElementById('mer-out').style.display = 'block';\n document.getElementById('mer-rc').classList.add('lit');\n\n document.getElementById('mer-markup').textContent = fbFmt(markup);\n document.getElementById('mer-pci').textContent = fbFmt(pciRec);\n document.getElementById('mer-lease-out').textContent= fbFmt(leaseRec);\n document.getElementById('mer-fee-var').textContent = fbFmt(feeVar);\n document.getElementById('mer-downgrades').textContent= fbFmt(downgrades);\n document.getElementById('mer-network').textContent = fbFmt(netFee);\n document.getElementById('mer-bd-total').textContent = fbFmt(monthly);\n document.getElementById('mer-monthly').textContent = fbFmt(monthly);\n document.getElementById('mer-annual').textContent = fbFmt(annual);\n document.getElementById('mer-roi').textContent = monthly \u0026gt; 0 ? 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Terms of Service\nVersion 2.1 \u2014 April 6, 2026\nFohBoh.ai, Inc., a Delaware corporation\n1. Overview\nThese Terms of Service (\u201cTerms\u201d) govern access to and use of theFohBoh.ai platform, including all related websites, applications, services, and pilot programs where no superseding signed agreement exists.\nFohBoh.ai is a restaurant intelligence infrastructure platform consisting of deterministic certification systems and AI powered intelligence tools. By using the platform, you agree to these Terms.\n2. Platform Architecture\nThe platform consists of three core components:\n\u2022\tFohBoh | MGE\u2122 \u2014 a deterministic certification engine that validates and reconciles data using defined logic.\n\u2022\tFohBoh | Sentry\u2122 \u2014 modules that identify discrepancies and potential recoverable revenue.\n\u2022\tFohBoh | Cortex\u2122 \u2014 an AI powered intelligence layer providing insights and recommendations.\n3. Certified vs. AI Outputs\n\u2022\tCertified Outputs (MGE\/Sentry) are deterministic, reproducible, and based solely on input data and defined rules. They are provided \u201cas is\u201d but will conform to the documented logic applicable at the time of processing.\n\u2022\tAI Outputs (Cortex) are probabilistic, interpretive, and may contain errors, omissions, or inaccuracies. They must be independently validated by Customer before any business decision or action is taken.\n\u2022\tNo Warranties for AI Outputs \u2014 To the fullest extent permitted by law, FohBoh disclaims all warranties, express or implied, regarding the accuracy, completeness, reliability, or fitness for a particular purpose of any AI Output.\n4. Data Model\nFohBoh operates as a read only platform wherever possible and does not modify source system data. The platform is not a system of record. Customers remain solely responsible for maintaining official records, reporting, and compliance with all applicable laws.\n5. No Agency or Advisory Role\nFohBih.ai is not an agent, auditor, fiduciary, or advisor. It does not initiate communications with third parties or act on behalf of Customers. No professional advice (financial, legal, or otherwise) is provided.\n6. Data Rights\n\u2022\tCustomer retains all ownership rights to data provided to the platform.\n\u2022\tFohBoh is granted a limited, non exclusive, revocable license to process, store, and display Customer data solely to deliver the services, perform certification, identify recovery opportunities, and generate AI insights.\n\u2022\tFohBoh will not use Customer business data to train or improve models that are made available to other customers without Customer\u2019s express opt in consent.\n7. Confidentiality \u0026 Security\n\u2022\tEach party agrees to protect the other\u2019s confidential information using reasonable safeguards (at least industry standard).\n\u2022\tFohBoh will maintain a written information security program that includes encryption of data at rest and in transit, access controls, and audit logging.\n\u2022\tUpon request, FohBoh will provide a summary of its SOC 2 (or equivalent) controls.\n\n8. Fees and Billing\n\u2022\tFees are defined in applicable order forms or agreements. Unless otherwise stated, all fees are non refundable.\n\u2022\tFailure to pay undisputed fees within 15 days of notice may result in suspension or termination of access.\n9. Intellectual Property\n\u2022\tFohBoh retains all rights, title, and interest in its platform, architecture, certification methods, algorithms, software, and outputs (except Customer data).\n\u2022\tNo rights or licenses are granted except as explicitly stated in these Terms.\n10. Indemnification\n\u2022\tCustomer Indemnity \u2014 Customer agrees to indemnify, defend, and hold harmless FohBoh and its officers, directors, and employees from any third party claims, damages, or expenses arising out of: (a) Customer\u2019s use of AI Outputs without independent validation, (b) Customer\u2019s violation of applicable law, or (c) Customer\u2019s breach of these Terms.\n\u2022\tFohBoh Indemnity \u2014 FohBoh will defend Customer against a third party claim that Certified Outputs (MGE\/Sentry) infringe a US copyright or trade secret, provided Customer promptly notifies FohBoh and grants sole control of the defense. FohBoh\u2019s indemnity does not apply to AI Outputs (Cortex) or to modifications made by Customer.\n11. Termination\n\u2022\tEither party may terminate these Terms for material breach not cured within 30 days of written notice.\n\u2022\tUpon termination for any reason:\no\tFohBoh will delete or return Customer data within 30 days, except where retention is required by law or for backup recovery (limited to 90 days).\no\tSections on confidentiality, indemnification, limitation of liability, and governing law survive.\n12. Beta \u0026 Pilot Features\n\u2022\tFrom time to time, FohBoh may offer pilot, beta, or early access features. Such features are provided \u201cas is\u201d with no uptime or performance guarantees. FohBoh may modify or discontinue them without liability.\n13. Limitation of Liability\nTo the maximum extent permitted by law:\n\u2022\tFohBoh is not liable for indirect, incidental, special, consequential, or punitive damages (including lost profits or revenue).\n\u2022\tTotal aggregate liability for any claim arising out of or relating to these Terms or the platform is limited to the fees paid by Customer to FohBoh in the 12 months preceding the claim.\n\u2022\tThese limitations apply even if a remedy fails of its essential purpose and regardless of the theory of liability (contract, tort, negligence, etc.).\nNothing in these Terms excludes or limits liability for fraud, gross negligence, willful misconduct, or death\/personal injury caused by FohBoh\u2019s negligence.\n14. Governing Law \u0026 Venue\nThese Terms are governed by the laws of the State of Texas, without regard to conflict of laws principles. Any legal action or proceeding shall be brought exclusively in the state or federal courts located in Dallas County, Texas. The parties consent to personal jurisdiction there.\nNote:FohBoh.ai is incorporated in Delaware, but its principal operations are in Dallas, Texas, making Texas law the appropriate governing law.\n15. Updates to Terms\nFohBoh may update these Terms at any time by posting the revised version on the platform or website. Continued use after the effective date constitutes acceptance. For material changes, FohBoh will provide reasonable advance notice (e.g., email).\n16. General Provisions\n\u2022\tThese Terms constitute the entire agreement between the parties.\n\u2022\tIf any provision is unenforceable, the remaining provisions remain in effect.\n\u2022\tFailing to enforce a right does not waive that right.\n\u2022\tCustomer may not assign these Terms without FohBoh\u2019s written consent; FohBoh may assign in connection with a merger or acquisition.\nContact:\nlegal@fohboh.ai\nFohBoh.ai, Inc.\nDallas, Texas\n\n\n","privacy_policy_text":"FohBoh.ai Privacy Policy\nVersion 2.1 \u2014 April 6, 2026\nFohBoh.ai, Inc., a Delaware corporation\n1. Overview\nThis Privacy Policy explains how FohBoh.ai collects, uses, shares, and protects information across its platform. FohBoh primarily processes business operational data (e.g., POS, financial, inventory) rather than consumer personal data. However, some business data may incidentally include personal information (e.g., employee names or IDs).\n2. 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How We Use Data\nWe use data to:\n\u2022\tOperate, maintain, and improve the platform\n\u2022\tPerform deterministic certification (MGE)\n\u2022\tIdentify recovery opportunities (Sentry)\n\u2022\tGenerate AI insights (Cortex)\n\u2022\tRespond to support requests\n\u2022\tDetect and prevent security incidents or fraud\n\u2022\tComply with legal obligations\nNo selling or renting \u2014 FohBoh does not sell or rent user data to third parties. We do not share data for cross context behavioral advertising.\n4. Data Processing Roles\n\u2022\tCustomer Business Data \u2014 FohBoh acts as a processor (or service provider) acting on Customer\u2019s instructions.\n\u2022\tAccount \u0026 Usage Data \u2014 FohBoh acts as a controller for information necessary to manage accounts and improve the platform.\n5. Data Sharing \u0026 Sub processors\nWe share data only as necessary to deliver the service:\n\u2022\tInfrastructure providers (e.g., cloud hosting, databases)\n\u2022\tAI model providers \u2014 solely to generate Cortex outputs, under contractual obligations of confidentiality and no independent use of data\n\u2022\tProfessional advisors (legal, accounting) when required\n\u2022\tLaw enforcement or regulators when compelled by law\n6. Data Retention\n\u2022\tAccount and usage data is retained as long as the account is active and for a reasonable period thereafter (up to 12 months).\n\u2022\tBusiness data is retained for the duration of the service agreement plus up to 90 days in backup or archival systems, unless a longer retention period is required by law or agreed in writing.\n\u2022\tUpon termination, Customer may request deletion earlier by contacting privacy@fohboh.ai.\n7. Your Rights (Account Level Data)\nFor account level data (name, email, etc.), you may request:\n\u2022\tAccess to your data\n\u2022\tCorrection of inaccurate data\n\u2022\tDeletion of your data (subject to legal or contractual holds)\nTo exercise rights, email privacy@fohboh.ai with \u201cPrivacy Request\u201d in the subject line. We will respond within 30 days.\nFor business data (POS, financial, etc.), please contact your organization\u2019s FohBoh account administrator.\n8. Security\nFohBoh implements:\n\u2022\tEncryption at rest (AES 256) and in transit (TLS 1.2+)\n\u2022\tRole based access controls and least privilege principles\n\u2022\tAudit logging of access to Customer data\n\u2022\tRegular vulnerability scanning and patch management\nFor more details, see our Data Security Overview available upon request.\n9. International Data Transfers\nFohBoh currently operates from the United States. 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